Identity at application
Confirm identity in the first minutes of the application, so the file that reaches a credit officer is already clean.
Banking & NBFC
Faster origination, with the paper trail intact.
Shorten account opening and loan origination without loosening the controls your auditors expect.
The problem
What usually goes wrong
Lending operations tend to accumulate verification steps rather than design them. A document is collected because it was collected last year, checked by someone who was never told what a failure looks like, and filed where nobody will read it again until an audit.
The cost shows up twice: applicants abandon a process that takes days, and reviewers spend their time on files that were always going to be fine.
What changes
Onboarding time
Days to minutes for the clean-path majority
Manual review load
Reviewers see exceptions, not every file
Drop-off
Fewer applicants lost to a multi-day wait
How it works here
Where verification fits
Vehicle loan collateral
Validate registration, ownership and current paperwork before a vehicle is accepted as security.
Tax identifier hygiene
Catch invalid or unlinked PANs at entry instead of during a reporting cycle.
Audit-ready logging
Every check is timestamped and references the consent it was made under, which is what an auditor actually asks for.
Recommended
APIs this sector uses most
Aadhaar Verification
Consent-based Aadhaar identity confirmation with masked handling throughout and a full audit trail on every call.
Explore the APIPAN Verification
Validate a PAN and confirm the holder name matches your record, before it propagates into billing and tax.
Explore the APIAadhaar–PAN Link Status
Confirm whether a PAN is linked to Aadhaar before a transaction depends on it — and fix the problem early if not.
Explore the APIVehicle RC Verification
Pull registration-certificate details for any Indian vehicle from a registration number — owner, make, model, fitness and insurance dates.
Explore the APIVerification built for banking & nbfc
A short conversation about your flow, then sandbox keys the same day.